Experienced Credit Repair VA – Student Loan & Dispute Specialist
Wildcard Solutions
About the role
Wildcard Solutions is seeking an experienced credit repair virtual assistant based in the Philippines for ongoing project-based work.
Requirements:
- Experience analyzing Experian, Equifax, and TransUnion credit reports.
- Knowledge of FCRA, FDCPA, Metro 2, and credit reporting disputes.
- Proven experience correcting or removing inaccurate federal student loan derogatories, including late payments.
- Familiarity with Nelnet, Edfinancial, MOHELA, Aidvantage, deferment, forbearance, and student loan forgiveness programs.
- Experience disputing collections, charge-offs, inaccurate balances, and reporting errors.
- Ability to prepare customized dispute letters across four progressive rounds.
- Experience with DisputeFox or comparable credit repair software.
Software: You may use your own credit repair software or work within my DisputeFox account, subject to appropriate security controls.
Compensation: Fixed payment per client, per dispute round, covering up to three credit bureaus. No hourly rates.
Responsibilities:
- Review credit reports and identify potential reporting inaccuracies.
- Prepare accurate, individualized dispute letters.
- Organize dispute packets for review.
- Track responses and prepare subsequent rounds when appropriate.
- Submit all completed work for approval before mailing.
To apply, please include:
1. Years of credit repair experience.
2. Software currently used.
3. Experience correcting federal student loan reporting.
4. Anonymized examples of successful disputes.
5. Your proposed rate per client, per round.
6. Typical turnaround time.
A paid test assignment using fictional information may be required. Long-term opportunities available for qualified candidates.